Well, this weekend marked the official end of the 2008 NFL season with the NFC defeating the AFC in the Pro Bowl in Hawaii. NOW what am I going to do on Sundays??? I guess I’ll have to find some useful things to occupy my time … like tennis, martial arts, biking, skiing … It is going to be HARD until the end of summer, but I’ll think of SOMETHING. I can always fund some commercial loans, which is our specialty! I’ve heard that even Fannie Mae and Freddie Mac are limiting cash out now … to ZERO dollars. Which make sense, since they are losing money faster than the Fed can print it. We still have some portfolio sources for multifamily. If you have a scenario, give us a call!Commercial Financing TipWho Controls The Third Party Reports? In light of recent “events” in the mortgage markets, it comes as no surprise that lenders are changing how they handle third party reports. After the S&L meltdown in the late 1980s, FDIC insured lenders were required to order appraisals and not accept borrower or broker provided ones. Eventually, most lenders followed suit.Now that requirement has been extended to all third party reports, particularly Environmental Phase 1 & 2 reports. New EPA guidelines and rules are making it harder to avoid liability in environmentally “challenged” properties where it can be shown that the lender did not exercise proper “due diligence” with regard to its environmental investigation. Save your money for third party reports until you have applied for a loan, otherwise you will be ordering your reports twice.
Commercial Real Estate Financing – Who Controls the Third Party Reports?
Use Your Small Business Website To Gain Leverage Over The Competition – Unlock What’s Inside
There are many arsenal tools of a Small Business, but by far the greatest is the Business Website. Without a business website for The Small Businessman it can be very difficult to reach your fullest growth potential. There are many benefits locked inside your business website. The key is to find them and unlock your websites potential to be a money making machine for your business. See if these 5 power tools can unlock the potential that’s inside your website.Tool 1. The Small Business Website Can Be Designed & Structured To Build BusinessThe structure of a Small Business Website can be designed to bring a focus to what’s important to you company and to bring you more business. Using proper placement of things like opt-in forms, videos, picture images, pop-up pages, landing pages, color palettes, Facebook & Twitter shares & survey forms can not only make you website fun & exciting to see visually, but it can also move and flow traffic to different pages of your website. Website design & structure can lead customers to buying shopping carts, that can boost sales. Large images on a photographer or artist website can help to showcase work better. The right placement of color on your web pages can turn the attention of your customers and highlight sales, a special discount coupon, or a survey form you desire your customer to fill out. What ever strategies you decide to use, make sure as you are designing your website with a little more thought about website design & structure to bring business.Tool 2. The Small Business Website Is Your VoiceThe Small Business Website is the primary tool to share the voice of your company. Your business website should be from your point of view. How or What your company… Thinks? Feels? Wishes? Desires? So how do you accomplish all of this in one website? Through CONTENT! Content Management is your voice. Sometimes on a website it is design with a blogging system that allows you to post content regularly which helps generate a following or leads. For businesses like MLM’s, Direct Sales, or Service Businesses, blogging has a very inexpensive starting cost with a high return value. Share the voice of your business with the world and watch the financial benefits follow.Tool 3. The Small Business Website Can Be A Leverage ToolWhen you have a small business, using your website to leverage or give your business the upper hand over competition is a high priority. There are statistics by Google that show 66% of Small Business do not have a business website. OK… Breathe & Meditate on this for a moment… Ready? What this statistic is saying, is only 44% of people in your industry have a website that is in front of buying customers each day. So if you have a product like Organic Skin Care, or a specialized service for example Immigration Law, then you can see how a business website can almost immediately increase your leveraging power. And remember to use your VOICE… ie CONTENT for more leveraging power. Tool 4. The Small Business Website Can Establish You As The Expert & AuthorityNow that you know only a small percentage of people have a small business website in your industry, it’s easier to recognized how powerful a website can be, and how this can set you as the expert or authority in your industry. Posting articles on your website puts your company’s name in front of your customers or clients. In your article, give your potential customers information that is helpful to them. Provide information that helps them to make a better buying decision on products. All of these things establishes your small business as an authority and you as the expert. Each week by sharing vital nuggets and segments of key reviews, potential customer & prospects look to your business for critical answers.Tool 5. The Small Business Website Can Be The Ultimate Advertising BillboardMost small business have little to no advertising dollars. So one of the best and least expensive ways to advertise is through your website. It is the Ultimate Advertising Billboard. Creating Banner Ads, for example, can showcase what your business does, or what you have to offer can be place on your website to increase your sales. Often time websites are built only as an Affiliate Marketing site for just that reason. Also the cost to advertise in the newspaper, or in a magazine can be expensive, and your ad will only run a few time before you have to pay again. With a website, your ads can stay up for as long as you like. When someone is using a search engines, an optimized website can drive traffic right to the Banner Ads with just what your customers wants.
Tips For Hiring an Inspirational and Motivational Speaker For Your Next Event
More and more businesses in this day and age are taking advantage of the opportunities that their events present to enlighten and educate their personnel while they are being entertained. The way that they are accomplishing this, is by hiring an inspirational and motivational speaker to give a presentation.Its a win, win situation, because a good qualified expert speaker is highly entertaining, at the same time that he or she demonstrates how a companies employees can be more productive and better managers of their time.Some Basic RequirementsHowever; there are a few things that you should know before you begin your task of finding a qualified speaker to give a presentation at your next event. You will want to make sure that the speaker that you eventually hire is a member of National Federation of Speakers, or the International Federation of Professional Speakers. Also, you will want to see a DVD of one of their recent presentations. The speaker should also have a number of references that you can see and verify.Look for FlexibilityAnother important thing that you will want from your speaker is a willingness and flexibility to work some of your relevant topics into their presentation. You certainly can’t expect a speaker to write and produce a complete one hour presentation, custom fit to your needs, unless of course you are willing to allocate the time and money for that type of task.Work in Some Related Subject MatterHowever; a seasoned professional inspirational and motivational speaker will be willing and able to go over their material with you and allow you some input with regards to subject matter relating to your business or the theme of your event. Often times what they will have is a question and answer form that you can fill out that will provide them with relevant information that they need to customize their presentation to fit your needs.